Viewpoints of Islamic banking among Muslims and non-Muslims students in Malaysia

Islamic banking in Malaysia is seen differently among Muslim and non-Muslim students. Muslims often view it favorably, as it aligns with Shari’ah principles, offering ethical financial solutions. Non-Muslim students may approach it with curiosity, appreciating its unique features but may not connect with its religious aspects. Understanding these various points of view is important to understand the broader societal perspective on Islamic banking in Malaysia. Thus, it’s critical to comprehend the variables influencing Malaysian students’ viewpoints of Islamic banking, both Muslim and non-Muslim. This study’s primary objective is to ascertain how Muslim and non-Muslim students in Malaysia relate to each other in terms of trust, convenience, social influence, and knowledge with regard to Islamic banking. A total of 400 survey questionnaires were gathered, and quantitative approaches were employed to obtain data. Data analysis was done using SPSS tools, such as descriptive tests, reliability and validity tests, and Spearman correlation analysis. The study’s findings demonstrate a strong relationship between Muslim and non-Muslim students in Malaysia’s viewpoints of Islamic banking and trust, convenience, social influence, and knowledge. To sum up, the results of this study demonstrate that viewpoints of Islamic banking among Muslim and non-Muslim students in Malaysian, are influenced by trust, convenience, social influence, and knowledge.