Factors affecting student awareness towards online scammers/financial crimes

Financial crimes can be committed by people, organizations, or even governments, and they typically involve complex schemes and cutting-edge tactics to conceal the illicit sources of funds or other assets. Financial criminals may target specific individuals, businesses, or governmental entities in an effort to exploit holes in financial systems and practices for their own evil purposes. This study focuses on factors that influence students' awareness towards online scammers/financial crime among University Malaysia Kelantan students using the The Theory of Planned Behavior (TPB). The Theory of Planned Behavior (TPB) can be applied to examine the relationship between financial literacy, financial vulnerability, trust in online platforms and peer pressure and influence toward awareness of online scammers/financial crimes among University Malaysia Kelantan students. The study takes a quantitative approach, with survey questionnaires distributed to various university students as the primary data and supports it with the previous study from other researchers. The collected data will be analyzed statistically to identify the participants' level of awareness towards online scammers/financial crimes. The findings of this study show the factors that lead the students to become the victim of online crime and how to prevent it.