Factors that influence the usage of E-Payment towards online shopping decisions among UMK students

E-payment has become increasingly popular due to the widespread use of internet-based shopping and banking. One aspect that can lead to consumer purchasing decisions is the influence of the system on e-payment. The rise in online shopping by using e-payment will bring issues to the system. The goal of this paper is to investigate the relationship between factors (ease to use, security, and benefits) that influence the usage of e-payment for online shopping decisions among UMK students. The research framework is based on The Technology Acceptance Model (TAM) developed by (Davis, 1989). It is to measures the factors that influence the usage of e-payment based on ease to use, security, and benefits. To test the theory, a quantitative report was conducted that included a poll. Using the Krejcie and Morgan (1970) technique, the absolute number of this example size respondents was 377 from a population of 11,436 UMK students. As a sampling technique in this research, the researcher uses non-probability sampling. Google Forms was used to distribute the questionnaire. The data was converted into Statistical Package for the Social Science (SPSS) version 26.0. The study's findings provide information on the factors that influence the usage of e-payment and can be of benefit to students who use the e-payment method to purchase their goods. According to the findings of this study, there is a positive relationship between factors (ease of use, security, and benefits) and online shopping decisions among UMK students.