The factors influencing the intentions of SME’s in choosing Islamic finance in Kelantan, Malaysia

This study examines the factors that influence the intention of SMEs in choosing Islamic finance in Malaysia, among the factors SMEs choose Islamic finance for awareness, religion, reputation and satisfaction. In this study, we use a quantitative design to obtain a study on the factors that influence SMEs in choosing Islamic Finance in Kelantan, Malaysia. Small and Medium Enterprises (SMEs) have been key drivers contributing to the economic system and economic growth. In developing countries, SMEs hold the largest share of employment with a contribution to the global labor market of 43.5%. The study design of the study acts as a reference to ensure that the objectives of the study are achieved before answering the research questions. Survey questionnaires were used to collect data using quantitative methods and questionnaires were used for 380 SME owners operating in Kelantan, Malaysia.