Factor influencing intention on investment in shariah compliance gold savings among undergraduate students in UMK Pengkalan Chepa

In this era globalization, people intend to invest in Shariah compliance gold savings more than financial investment. This is due to fact that the value of the currency will drop and reduction regardless of time, meanwhile the value of gold savings will increase over time. The main objective of this study to determine the relationship between perceived usefulness, perceived ease of use, knowledge and financial condition with intention on investment in Shariah compliance gold savings among undergraduate students in UMK Pengkalan Chepa. It is also to identify the factors influencing the investment in Shariah compliance gold savings among undergraduate students in UMK Pengkalan Chepa. A total of 361 respondents were collected. Reliability and Validity Test, Descriptive Analysis, Pearson Correlation Analysis, Multiple Linear Regression Analysis, and Data Analysis was carried out by using SPSS tools. The result shows that there is the significant correlation between perceived usefulness, perceived ease of use, and knowledge with the investment in Shariah compliance gold savings. Meanwhile, the financial condition does not have significant correlation with the investment in Shariah compliance gold savings. In a nutshell, the findings of this study proven that perceived usefulness, perceived ease of use, and knowledge are a factor influencing intention on investment in Shariah compliance gold savings among undergraduate students in UMK Pengkalan Chepa, while the financial condition are not influencing the dependent variable. This research has implications for individuals, businesses and financial institutions. The students and the community can save more gold for future use by investing in Shariah compliance gold savings rather than of wasting it on useless things or investment that do not comply with Shariah.